People with No Credit: 5 Tips on How to Establish It

If you are just starting out on building your credit, you want to be smart about building good credit from the beginning. Too many people rush into the world of credit and don’t stop to think about how their actions will affect their credit score and ability to qualify for credit in the future. So[…]

How To Raise Your Credit Score

Is it really that important to raise your credit score? Maybe. Lenders have “break points” between scores that get you one interest rate or another. Suppose you have a score of 688, and the lender drops the mortgage rate by .5% at 690. Those two points can cost you an extra $20,000 in interest on[…]

A Good Credit Report – The Key To Cheap Finance

Is your credit report important? There are a lot of people who would not consider their credit rating as something too important to them in their life. There are others who, while recognizing its importance, would not be overly concerned about the issue or understand the reasons for its importance. Well, to those people, they[…]

Negative Credit Score

Negative Credit Can Affect Your Job Search

Bad credit can affect your ability to get more credit. Did you know it also can affect your ability to get or keep a job? Employers often use a credit report when they hire and evaluate employees for promotion, reassignment, or retention. The military has been doing this for years for personnel that require a[…]

Credit Repair Company Online

Things To Look For In A Credit Repair Company Online

If it’s been a while since you’ve looked at your credit report, you may be surprised to find errors, mistakes, or even a black mark or two. Fortunately, a Credit Repair Company can help you fix those mistakes and erase those black marks. Watch out for scammers, though, and choose a reputable Credit Repair Company[…]

Free Credit Report

Credit Report and Credit Score

Credit Report and Credit Score is used to check the creditworthiness of a person. A credit score is based on the data provided by the credit report that indicates payment history, accounts, etc. Today many lenders and retailers take the help of credit report and credit score to lend credit. Credit report and credit score[…]

Credit Repair Services

Credit Repair Myths Exposed

If you’ve done any searching on the Internet for information pertaining to “Credit Repair,” you’ve no doubt found that there’s a great deal available. Unfortunately, there’s also a lot of misinformation as well. Let’s take a look at some of the most common misstatements you’ll come across and examine them in detail. MYTH #1 “Credit[…]

Fast Credit Repair

Some Steps Towards Credit Repair

Credit is an essential tool to most people’s lives. A good credit rating allows for many things that we take for granted: having a credit card, being able to rent property, qualifying for in-store financing etc… If you fail to make payments towards a creditor this will affect your credit report collected by your credit[…]